When you pass, the drawdown limits tighten: the daily limit goes from 5% to 3% and the overall limit from 12% to 6%. The profit target is replaced by the payout conditions, and the first-step restart stops applying. Every other rule on the page is the same on both sides of the line.
Key takeaways
- Daily drawdown: 5% while evaluating, 3% funded. Overall drawdown: 12% while evaluating, 6% funded, both trailed from peak equity.
- The 5% per-step target ends. Payouts need at least 10% profit on the account size each time, plus the other payout conditions.
- Position, holding, news, inactivity and prohibited-strategy rules do not change.
- On Pay After You Pass, the funded account opens on the day the rest of the fee is paid. There is no deadline to pay it.
The one sentence that decides it
The Challenge programs section of the trading rules page says it directly: every rule on the page applies during the evaluation too, except the drawdown limits, which are wider while you evaluate. Passing opens a funded account governed by exactly the rules and terms above.
So the rules page is one rule book with one exception. The main tables describe the funded account. The Challenge programs table lists what is different while you evaluate. If a rule is not in that table, it applies the same way before and after you pass.
Side by side
| Max daily drawdown | 5% then 3% | Evaluation, then funded. Closed and floating positions within one trading day. |
|---|---|---|
| Max overall drawdown | 12% then 6% | Evaluation, then funded. Both are trailed from peak equity. |
| Profit target | 5% per step | Evaluation only. Funded accounts have payout conditions instead. |
| Payout profit | 10% | Funded only. From activation for the first payout, then from the last payout. |
| Minimum activity | 5 and 5 | 5 trading days and 5 closed trades per step, and before a payout. |
| Time limit | None | No deadline on any step. The 5-day inactivity limit applies throughout. |
| Reward | 80% | Paid on the simulated profit of the funded account. |
| First-step restart | Step one only | Once, after a breach or inactivity, at half the full fee. It does not cover a funded account. |
Everything else carries across untouched: 100 lots max position and 100 lots per instrument, the 3x lot-size variance, the 10-minute stop-loss grace, no holding past 22:00 UTC, no opening or closing from 22:00 to 23:00 UTC, the 30-minute news window, no weekend holding, 1:100 leverage, and the four prohibited strategies. The 50% one-day profit share applies on both sides too, and on neither side does it fail the account: in an evaluation the pass waits, and on a funded account the payout request waits, until profit is spread across more days.
What the tighter limits mean in euro
Take a €25,000 account. While you evaluate, you can lose up to €1,250 in a trading day and €3,000 overall. Once funded, those figures become €750 and €1,500. Both overall limits trail your peak equity.
Now take one trade you might have placed during the evaluation with a stop-loss that would lose €1,000 if hit. On the evaluation that stop fits inside the €1,250 daily limit, with room to spare. On the funded account the same stop is bigger than the whole €750 daily limit. Filled at the stop, that one trade breaches the account.
A position size that fit the evaluation can be too large for the funded account.
The rules page does not tell you how to size trades, and neither does this article. The point is only arithmetic: the day you are funded, the daily limit drops from 5% to 3% of the account size and the overall limit is cut in half, so the euro figures you worked with during the evaluation no longer apply. The daily drawdown article has the limit for every size, and the overall drawdown article walks through the trailing floor.
From a target to payout conditions
While you evaluate, the goal is a single number: 5% of the account size per step, with at least 5 trading days and 5 closed trades. A trading day is a UTC calendar day on which a trade was closed or a position was open. Once you reach the target without a breach, and no single day makes up more than 50% of the step's profit, the step is done.
A funded account has no target to reach. Instead, a payout may be requested once every payout window, provided all of the following hold: at least 10% profit on the account size, at least 5 trading days and 5 closed trades, no single day over 50% of total profit, all positions closed, no open or pending rule violations, at least 14 days since the funded account opened for the first payout and 18 days since the previous request after that, KYC completed before the first payout, and on Pay After You Pass the rest of the fee paid.
On €25,000 the first request needs at least €2,500 of profit from activation. That is twice the €1,250 you needed to pass the step, reached under tighter limits. Your reward is 80% of the simulated profit, and on Pay After You Pass the checkout amount comes back with the first one, as covered in this article. Results vary, and most traders do not achieve profits. The full list is explained in payout conditions explained.
What passing does not change
The account is still a Simulated Demo Trading Account after you pass. It is still a digital product, orders still never reach a real exchange, and the reward is still a performance reward on simulated profit, paid under the Terms & Conditions.
A breach still fails the account with no warnings. The only thing that is different on that front is what comes after: during the first step you had one restart at half the full fee, after a breach or an inactivity failure, and on a funded account you do not.
The clock is also the same. There is no deadline on a funded account, but more than 5 days (full 24-hour periods, weekends included) without opening or closing a trade still fails it, and the payout cycle adds its own dates: the first request 14 days after the funded account opens, then each request 18 days after the previous one.
Frequently asked questions
Which rules change when I pass?
The drawdown limits. Daily goes from 5% to 3% and overall from 12% to 6%, trailed from peak equity. The profit target is replaced by payout conditions. Every other rule stays the same.
Is there a profit target on a funded account?
No target to pass, but every payout request needs at least 10% profit on the account size, measured from activation for the first payout and from the last payout after that.
Can I use the half-price restart on a funded account?
No. The restart applies only when the first step of a program ends, by a breach or by inactivity.
Does the inactivity rule still apply once I am funded?
Yes. The inactivity limit is in the main rule table, which governs funded accounts. More than 5 days, counted in full 24-hour periods with weekends included, without opening or closing a trade fails the account. The count runs from your last trade.
When does a Pay After You Pass funded account open?
On the day the rest of the fee is paid after you pass. There is no deadline to pay it, and the 14-day payout clock starts that same day. The details are on the trading rules page.
Read the rules, then pick a program
Every rule that can fail an account is published in full before you pay. Three programs, five sizes, an 80% reward and no time limit on any step.