Pay After You Pass lets you start the one-step evaluation by paying part of the fee at checkout and the rest only if you pass. If you never pass, you never pay the rest, and if you do, the part you paid at checkout is refunded with your first reward.
Key takeaways
- It is the same one-step evaluation and the same full fee as the 1-Step Challenge. Only the payment is split.
- At checkout you pay 13% of the fee on the 10K size, 10% on the 25K and 20% on 50K and up.
- There is no deadline to pay the rest. The funded Simulated Demo Trading Account opens on the day it is paid, and the 14-day payout clock starts that day.
- Not passing means nothing more is owed. The most you can lose is what you paid at checkout.
How does it work, step by step?
Take a €25,000 account, since the numbers are easy to follow. The full fee is €208, the same as the 1-Step Challenge at that size.
1. Checkout. You pay 10% of €208, which is €20.80. The account is ready once you pay, because it is a demo account and nothing needs to be funded on a real market.
2. The evaluation. One step. You need 5% of the account size, €1,250, without breaching the loss limits: 5% daily (€1,250) and 12% overall (€3,000). You also need at least 5 trading days and 5 closed trades in the step. There is no deadline, but the 5-day inactivity rule applies.
3. You pass. The rest of the fee is now due: €208 minus €20.80, which is €187.20. There is no deadline to pay it. The funded account opens on the day you pay.
4. Funded. The funded rules apply from here: 3% daily and 6% overall, trailed from peak equity, and the payout conditions on the rules page.
5. First reward. When your first payout is approved, the €20.80 you paid at checkout is refunded with it.
Every rule in that sequence is on the trading rules page, in the Challenge programs table and the payout conditions.
What happens if you do not pass?
Nothing more is owed. In the €25,000 example you are out €20.80 and the account. There is no invoice for the €187.20, no subscription and nothing that renews.
This is also why the site says the most you can lose on Pay After You Pass is what you paid at checkout. Losses on the account itself are never repayable on any program: no margin call, no debt. More on that in the most you can lose.
If the step ends, by a breach or by inactivity, you have two options on the site: restart the same account once for half the full fee for its size, or buy a new account. On Pay After You Pass the restart costs half the full 1-Step fee, not half of what you paid at checkout: €104 on the €25,000 size, €367.50 on the €100,000. The rest of the Pay After You Pass fee is still due once you pass. The restart is covered in the first-step restart.
What does paying the rest change?
It is the gate between passing and trading funded. The rules page says it twice: in the program terms ("your funded account opens once it is paid") and again as a payout condition ("On Pay After You Pass accounts, the rest of the fee has been paid"). Until the rest is paid, there is no funded account to trade and no payout to request.
It also sets the payout clock. The funded account opens on the day the rest is paid, and the first payout may be requested 14 days after that. Each later request opens 18 days after the previous request. Pay the rest a week after passing, and your first payout window opens 21 days after you passed.
How does the checkout refund work?
The site's wording is that the amount paid at checkout "is refunded with your first reward". Your first reward still has to meet every payout condition like any other: at least 10% profit of the account size, 5 trading days and 5 closed trades, no single day over 50% of total profit, all positions closed, no open violations, identity verification done.
A €50,000 example: you paid €78 at checkout and €312 after passing. For a first payout the account needs at least €5,000 of profit. If you request exactly that, the reward at 80% is €4,000, and the €78 comes back with it. Results on a Simulated Demo Trading Account vary, and most traders do not make a profit, so treat this as arithmetic, not a forecast. The details are in the checkout amount refunded with your first reward.
Is anything else different from the 1-Step Challenge?
No. Same step count, same 5% target, same 5% daily and 12% overall limits, same minimum activity, same restart, same 80% reward, same funded rules. If you would rather pay the whole fee up front, the 1-Step Challenge is that option.
On Pay After You Pass, the rest of the fee is only ever asked of a trader who has already passed.
Frequently asked questions
How much do I pay at checkout?
13% of the fee on the 10K size (€12.74), 10% on the 25K (€20.80), and 20% on the 50K, 100K and 200K (€78 / €147 / €274). The full table is in Pay After You Pass cost by size.
Do I owe anything if I fail?
No. If you do not pass, nothing more is owed. You lose only the amount paid at checkout.
When does the funded account open?
On the day the rest of the fee is paid after you pass, which is also the day its 14-day payout clock starts. On the two Challenges it opens when you pass, because they are paid in full at checkout.
Is there a deadline to pay the rest?
No. The rest is due after you pass, with no deadline. Your funded account opens on the day you pay it, and the 14-day payout clock starts on that day.
Are the rules easier or harder than on the other programs?
Neither. Every program uses the same rules, listed on the trading rules page.
Read the rules, then pick a program
Every rule that can fail an account is published in full before you pay. Three programs, five sizes, an 80% reward and no time limit on any step.