What Pay After You Pass costs on each account size

What does each size cost?

Every figure below is either printed on the programs section or is the full fee minus the checkout share. Nothing is rounded.

The percentages come from the Challenge programs table on the trading rules page: "13% of the fee is due at checkout on the 10K size, 10% on the 25K, 20% on 50K and up."

Why is the 25K share lower than the 10K share?

The site sets the shares per size and does not give a reason, so we will not invent one. What it means in euro is simple enough: the 25K costs €20.80 at checkout, which is more than the 10K in euro even though the percentage is lower, because the full fee is more than twice as large.

From the 50K up the share is flat at 20%. So on the three larger sizes, the checkout amount is a fifth of the full fee, and the rest is four fifths.

How do the three payments line up over time?

There are up to three money events on a Pay After You Pass account. Take the €100,000 size.

If you never pass, only the first line happens. You are out €147 and nothing more is owed.

If you pass, pay the €588 and later have a first payout approved, the €147 comes back with that reward. Whether a first reward happens at all depends on your results and on meeting every payout condition. Most traders do not make a profit on a Simulated Demo Trading Account, so plan with the first two lines and treat the third as a statement about the refund, not about your trading. The refund mechanics have their own article: checkout amount refunded with the first reward.

How does this compare with paying once?

Against the 1-Step Challenge, the full fee is identical at every size. The difference is timing: the 1-Step asks for all of it at checkout, Pay After You Pass asks for a share and waits for the rest.

Against the 2-Step Challenge, the 2-Step's one-time fee is lower than the Pay After You Pass full fee at every size (€60 against €98 on the 10K, €450 against €735 on the 100K), but it is all due up front and you have two steps to pass instead of one. Pay After You Pass has the lower amount at checkout on every size.

Put the €10,000 size side by side and it looks like this: €12.74 today on Pay After You Pass, €60 on the 2-Step, €98 on the 1-Step. If you pass on Pay After You Pass, you pay €85.26 more. On the Challenges you have already paid.

All the fees for every program are on one page in challenge fees by account size.

What is the most you can lose at each size?

The checkout amount, and the account itself. The home page says so directly: on Pay After You Pass the most you can lose is what you paid at checkout, because the rest is only due once you pass. Losses inside the account are never repayable, with no margin call and no debt.

So the downside by size is €12.74 / €20.80 / €78 / €147 / €274, from the smallest size to the largest. Once you pass and pay the rest, the amount you have put in is the full fee, the same as a 1-Step buyer at that size, and from then on a breach on the funded account costs you the account like on any other program.

What does the restart cost on Pay After You Pass?

If the first step of any program ends, by a breach or by inactivity, you can restart that same account once for half the full fee for its size. On Pay After You Pass that is half the full 1-Step fee, not half of what you paid at checkout, and the rest of the fee is still due once you pass.

On the €100,000 size, a trader who restarts and then passes has paid €147 at checkout and €367.50 for the restart, and still owes €588 before the funded account opens.

The checkout amount is what you risk. The rest is only asked of a trader who has passed.

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