The site's own answer is short: Pay After You Pass if you want the smallest start, the 2-Step Challenge if you want the lowest one-time fee, and the 1-Step Challenge if you want one phase and to pay once. The rest of this page puts euro figures behind those three lines, so you can see which trade-off matters to you. It does not tell you which one to buy.
Key takeaways
- All three programs use the same evaluation limits: 5% target per step, 5% daily loss, 12% overall drawdown, no time limit.
- The 2-Step Challenge has the lowest fee but two steps, each with its own 5% target and minimum activity.
- The 1-Step Challenge and Pay After You Pass are the same one-step evaluation at the same full fee. Only the timing of payment differs.
- If you do not pass, Pay After You Pass costs you the checkout share and nothing more. The other two cost the full fee.
What is the same on every program?
Start with what you are not choosing between, because it is most of the rule book. The trading rules page says every rule on it applies during the evaluation too, except the drawdown limits, which are wider while you evaluate. Those evaluation limits are identical on all three programs: 5% max daily loss and 12% max overall drawdown.
The target is 5% of the account size per step on every program. Every step needs at least 5 trading days and 5 closed trades. No step has a deadline. The reward on the funded account is 80% on every program and every size. The first-step restart, once at half the full fee for the size after a breach or an inactivity failure, is available on all three. And once you pass, the funded account runs under the same funded rules whichever program got you there.
So the decision comes down to two questions: how many steps you want to trade, and how you want to pay.
What does each program cost?
Here is the money side on every size. "Today" is what you pay at checkout. For Pay After You Pass, the rest of the 1-Step fee is due only after you pass.
| €10,000 | €60 | 2-Step fee. 1-Step: €98. Pay After You Pass: €12.74 today, €85.26 after passing. |
|---|---|---|
| €25,000 | €125 | 2-Step fee. 1-Step: €208. Pay After You Pass: €20.80 today, €187.20 after passing. |
| €50,000 | €240 | 2-Step fee. 1-Step: €390. Pay After You Pass: €78 today, €312 after passing. |
| €100,000 | €450 | 2-Step fee. 1-Step: €735. Pay After You Pass: €147 today, €588 after passing. |
| €200,000 | €840 | 2-Step fee. 1-Step: €1,370. Pay After You Pass: €274 today, €1,096 after passing. |
The checkout share on Pay After You Pass is 13% of the fee on the 10K size, 10% on the 25K and 20% from the 50K up. The amount paid at checkout is refunded with the first reward, which is covered in a separate article.
The trade-off in each program
The 2-Step Challenge has the lowest one-time fee on every size. On the €100,000 size it is €450 against €735 for the 1-Step. What you give for that is a second step. You reach 5% in Step 1, then 5% again in Step 2, and each step needs its own 5 trading days and 5 closed trades. That is at least 10 trading days and 10 closed trades before the funded account opens, and two stretches of trading during which a breach fails the account. The restart covers Step 1 only.
The 1-Step Challenge is one step, one 5% target, one set of 5 trading days and 5 closed trades, paid in full at checkout. The fee is higher than the 2-Step on every size. If you breach, the restart covers the whole evaluation, since the only step is the first step.
Pay After You Pass is the same one-step evaluation as the 1-Step Challenge, with the same full fee. You pay a share at checkout and the rest only after passing, with no deadline, and the funded account opens on the day it is paid. If you do not pass, nothing more is owed. The home page puts it plainly: on Pay After You Pass, the most you can lose is what you paid at checkout.
The rules are the same on all three; what changes is the number of steps and when the money is due.
A worked comparison on €25,000
Take the €25,000 size. The 5% target is €1,250 per step. The daily loss limit while you evaluate is €1,250 and the overall limit is €3,000. Those figures are the same on all three programs.
On the 2-Step Challenge you pay €125. You need €1,250 in Step 1 and another €1,250 in Step 2 before the funded account opens. If Step 1 ends in a breach or an inactivity failure, a restart costs €62.50.
On the 1-Step Challenge you pay €208 and need €1,250 once. A restart after a breach or an inactivity failure costs €104.
On Pay After You Pass you pay €20.80 at checkout and need the same €1,250 once. If you do not pass, your total cost is €20.80. If you pass, you pay the remaining €187.20 whenever you choose, the funded account opens that day, and the €20.80 comes back with your first reward. A restart here is priced on the full 1-Step fee, so it costs €104, and the €187.20 is still due once you pass.
None of this says which one will work out for you. Passing is never certain, results on a Simulated Demo Trading Account vary, and most traders do not achieve profits. The table only shows what each route costs in each case.
Questions to ask yourself before you pick
How much do you want to have paid before you know whether you pass? Pay After You Pass keeps that to the checkout share. The other two ask for the full fee up front.
Do you want one step or two? Two steps cost less on the fee and ask for more trading before the funded account. One step asks for less trading and costs more.
What size do you want? The limits scale with the account: 5% of €10,000 is €500, 5% of €200,000 is €10,000. Pick a size where the euro limits make sense for how you size your own trades. The per-program guides go into each one: 2-Step, 1-Step and Pay After You Pass. All three are on the programs page.
Frequently asked questions
Are the rules easier on one program than another?
No. The evaluation limits are the same on all three: 5% target per step, 5% max daily loss and 12% max overall drawdown, with no time limit. The funded rules are the same too.
Is the reward different between programs?
No. The reward is 80% on every program and every account size, set at purchase and fixed for the life of the account.
What is the difference between the 1-Step Challenge and Pay After You Pass?
Only how you pay. Both are one step with a 5% target and the same full fee. Pay After You Pass splits the fee into a checkout share and a remainder due after you pass.
What do I lose if I do not pass?
On the 2-Step and 1-Step Challenges, the fee you paid. On Pay After You Pass, only the amount paid at checkout; nothing more is owed. Losses on the account itself are never repayable.
Can I switch program after buying?
The site does not describe switching an account between programs. If the first step ends by a breach or by inactivity, you can restart the same account once at half the full fee for its size, or buy a new account on any program at any time.
Read the rules, then pick a program
Every rule that can fail an account is published in full before you pay. Three programs, five sizes, an 80% reward and no time limit on any step.